Business Banker

Actively seeking an experienced commercial lender to join a team of successful professionals who will develop creative financing solutions for local businesses

Apply for this job Apply for this job

Job Description

Great opportunity for Commercial Lending professional with C&I experience to join a solid and growing community bank.  Develop and manage a commercial loan portfolio, generate new loan relationships, provide customer service to clients for all their commercial banking needs. This requires strong professional relationships and a solid network of referral partners. It also requires a driven, disciplined team player who is also a good communicator, with solid credit skills who is curious, and humble.



Roles and Responsibilities:

Generate deposit and loan relationships-

  • Originate new commercial relationships focused on C&I lending and CRE.
  • Develop and expand a network of business owners, commercial real estate investors and referral sources through in person appointments/meetings.
  • Attend industry association events and professional organizations to grow the banks market presence.
  • Develop and manage long-term prospect and key referral sources lists with plan for regular touch points.
  • Meet with prospective businesses and develop and present solutions, including proposals and term sheets, to address needs.


Manage/retain relationships/portfolio-

  • Manage a commercial loan portfolio with business banking needs of working capital lines of credit, equipment financing, owner-occupied and investment commercial real estate loans.
  • Look for opportunities to cross sell additional bank products and services to existing bank clients


Positive customer experience-

  • Utilize a consultative selling and trusted advisor sales approach to serve prospects and customers
  • Cultivate multiple relationship connections within the bank to strengthen bonds to increase customer retention.
  • Work with other internal resources to ensure efficient, positive experiences, minimize frustrations, and rapidly troubleshoot problems that may arise.


Loan structure/quality-

  • Monitor commercial loan portfolio and client financial data for credit quality.
  • Understand, detect, manage and report early warning signs of problem credits to prevent risk of credit loss.
  • Work with commercial credit analysts to complete annual credit write-ups and present write up to credit committee



Required Skills and Experience: 

  • BS/BA or equivalent
  • Minimum of 7+ years of commercial lending experience
  • Local Twin Cities market knowledge and experience
  • Demonstrated ability to generate and close new commercial loans
  • Solid referral network of professionals and trusted advisors
  • Relationship building -- ability to quickly establish trust and nurture/cultivate long-term relationships
  • Creativity and problem-solving-- ability to conceive different possibilities and outcomes and find ways to achieve shared goals
  • Self-management -- ability to organize work, be disciplined in accomplishing tasks, and persevere in the face of difficulty
  • Communication -- Ability to express ideas and opinions clearly and directly verbally and in writing
  • Energetic, curious, motivated, humble


 

About Versique:

Versique is one of the largest recruiting firms in the Midwest and specializes in both consulting and permanent placement. With a valuable blend of functional, industry and recruiting experience, our award-winning team of headhunters has a proven track record of delivering exceptional talent acquisition solutions. The Versique brand represents a powerful combination of “versatile” and “unique” as it hints at the concept of “search” in it’s pronunciation: ver-seek.

Versique is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, or veteran status, among other factors.


Job 38222

#LI-ML1
 
Apply for this job: Business Banker