Business Banker

Actively seeking an experienced commercial lender to join a team of successful professionals who will develop creative financing solutions for local businesses

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Job Description

Great opportunity for Commercial Lending professional with C&I experience to join a solid and growing community bank.  Develop and manage a commercial loan portfolio, generate new loan relationships, provide customer service to clients for all their commercial banking needs. This requires strong professional relationships and a solid network of referral partners. It also requires a driven, disciplined team player who is also a good communicator, with solid credit skills who is curious, and humble.

 The person in this role will be accountable for:

Generate deposit and loan relationships.

  • Originate new commercial relationships focused on C&I lending and CRE.
  • Develop and expand a network of business owners, commercial real estate investors and referral sources through in person appointments/meetings.
  • Attend industry association events and professional organizations to grow the banks market presence.
  • Develop and manage long-term prospect and key referral sources lists with plan for regular touch points.
  • Meet with prospective businesses and develop and present solutions, including proposals and term sheets, to address needs.

Manage/retain relationships/portfolio.

  • Manage a commercial loan portfolio with business banking needs of working capital lines of credit, equipment financing, owner-occupied and investment commercial real estate loans.
  • Look for opportunities to cross sell additional bank products and services to existing bank clients

Positive customer experience.

  • Utilize a consultative selling and trusted advisor sales approach to serve prospects and customers
  • Cultivate multiple relationship connections within the bank to strengthen bonds to increase customer retention.
  • Work with other internal resources to ensure efficient, positive experiences, minimize frustrations, and rapidly troubleshoot problems that may arise.

Loan structure/quality.

  • Monitor commercial loan portfolio and client financial data for credit quality.
  • Understand, detect, manage and report early warning signs of problem credits to prevent risk of credit loss.
  • Work with commercial credit analysts to complete annual credit write-ups and present write up to credit committee

About You:

  • BS/BA or equivalent
  • Minimum of 7+ years of commercial lending experience
  • Local Twin Cities market knowledge and experience
  • Demonstrated ability to generate and close new commercial loans
  • Solid referral network of professionals and trusted advisors

Your Skills:

  • Relationship building -- ability to quickly establish trust and nurture/cultivate long-term relationships
  • Creativity and problem-solving-- ability to conceive different possibilities and outcomes and find ways to achieve shared goals
  • Self-management -- ability to organize work, be disciplined in accomplishing tasks, and persevere in the face of difficulty
  • Communication -- Ability to express ideas and opinions clearly and directly verbally and in writing
  • Energetic, curious, motivated, humble

About Versique

Versique is one of the largest recruiting firms in the Midwest and specializes in both consulting and permanent placement. With a valuable blend of functional, industry and recruiting experience, our award-winning team of headhunters has a proven track record of delivering exceptional talent acquisition solutions. The Versique brand represents a powerful combination of “versatile” and “unique” as it hints at the concept of “search” in it’s pronunciation: ver-seek.
 

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Apply for this job: Business Banker