Credit Analyst (ID:41561)
A community bank client in the West Metro is looking to add a Credit Analyst to support an experienced and well-respected commercial lending team.
Perform credit analysis functions and activities as described below. These tasks are primarily related to loan officer analysis support, including pre-funding credit analysis and loan review as it relates to the ongoing monitoring of the loan portfolio. Provide loan coverage as needed and directed by the Commercial Lending team.

ROLES & RESPONSIBILITIES:

Assist officer in connection with commercial loan activity under general supervision, but according to established policies and procedures. Develop and analyze all types of credit information pertaining to diversified types of commercial loans, prepare reports/presentations for loan officers or committees.

Develop credit information for use by lending officers of committees in making lending decisions on new, renewal and extension loans:
  • Review all pertinent credit and financial information, including reporting services, credit bureaus, other financial institutions, and bank files
  • Determine the need for more thorough investigation or additional information, an contacts appropriate sources for such information
  • Prepare all spreadsheet and financial information
  • Analyze financial statements and related material
  • Review credit file for complete documentation
  • Analyze collateral and its adequacy
  • Prepare summary, present facts and officers' opinions concerning credit worthiness to loan officers and/or committees
  • Generate and maintain various loan reports such as watch lists, Other Real Estate (ORE) reports, problem loan reports, etc. as directed or assigned

REQUIRED SKILLS & EXPERIENCE:
 
  • 1-3 years of commercial credit analysis experience preferred
  • Knowledge of Microsoft Word, Excel, Outlook
  • Prior experience with Bank's core/main operating system: Jack Henry CIF 20/20
  • Strong organizational skills and ability to prioritize workload
  • Willing to be a team player with a good work ethic
  • Attend to important details; notice errors and gaps; double-check own work and correct errors before submitting
  • Knowledgeable of loan documentation requirements for all types of loans
  • Knowledge of regulations, policies, procedures, and guidelines that pertain to Bank's policies and loan functions
  • Excellent phone etiquette and people skills
 

About Versique:
 

Versique is a high-performance recruiting firm based in Minneapolis, MN specializing in interim solutions, direct hire, and executive leadership search. We believe people are the ultimate business advantage. Our experienced functional recruiting teams work within a variety of areas of expertise (HR, Finance & Accounting, Demand Generation, IT, and Engineering) and broad industries (Healthcare, Banking, Consumer Packaged Goods, Manufacturing, Private Equity, and Family-Owned). Voted as a “Star Tribune Best Places to Work” three years in a row by our employees, Versique is one of the largest and fastest growing staffing and recruiting firms in the Midwest. The Versique brand represents a powerful combination of “versatile” and “unique” as it hints at the concept of “search” in its pronunciation: ver-seek.

Versique is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, or veteran status, among other factors.

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Credit Analyst (ID:41561)

















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